Zenith Bank Transfer Codes Ussd

Zenith Bank Transfer Codes Ussd: Zenith Bank is one of Nigeria’s leading financial institutions, offering innovative banking solutions to millions of customers. One of its most convenient services is USSD (Unstructured Supplementary Service Data) banking, which allows customers to perform transactions without internet access using simple dial codes.

This comprehensive guide will cover everything you need to know about Zenith Bank transfer codes, including:

1. What is Zenith Bank USSD Banking?
2. How to Register for Zenith Bank USSD Banking
3. Zenith Bank Transfer Codes List (Full Breakdown)
4. How to Transfer Money Using Zenith Bank USSD Codes
5. How to Check Account Balance via USSD
6. How to Buy Airtime & Pay Bills with Zenith Bank Codes
7. How to Generate a Mini Statement
8. Security Tips for Safe USSD Banking
9. Common Issues & Troubleshooting
10. Frequently Asked Questions (FAQs)

By the end of this guide, you will master Zenith Bank’s USSD banking system and perform transactions seamlessly.

What is Zenith Bank USSD Banking?

Zenith Bank USSD banking is a quick, secure, and offline way to perform banking transactions using a mobile phone. It works on all GSM networks (MTN, Airtel, Glo, 9mobile) and does not require an internet connection.

Key Features of Zenith Bank USSD Banking:

✔ Instant money transfers (Zenith to Zenith & other banks)
✔ Airtime purchase (self & others)
✔ Bill payments (electricity, DSTV, etc.)
✔ Account balance check
✔ Mini statement generation
✔ Cardless withdrawals

See Also: How to generate zenith bank token using ussd

The primary USSD code for Zenith Bank is *966# (also *922# for older users).

How to Register for Zenith Bank USSD Banking

Before using Zenith Bank transfer codes, you must register your phone number. Here’s how:

Self-Registration via USSD

1. Dial *966# on the phone number linked to your Zenith Bank account.
2. Select “Quick Banking” or “Register”.
3. Enter your Zenith Bank account number.
4. Create a 4-digit PIN (this will be your USSD banking PIN).
5. Confirm the PIN, and registration is complete.

Registration via Zenith Bank Branch

If USSD registration fails, visit any Zenith Bank branch with:

• Your BVN
• A valid ID
• Your registered phone number

A customer service agent will help activate USSD banking for you.

See Also:  Access Bank Customer Care

Zenith Bank Transfer Codes List (Full Breakdown)

Here’s a detailed list of Zenith Bank USSD codes and their functions:

How to Transfer Money Using Zenith Bank USSD Codes

Transfer to Another Zenith Bank Account

1. Dial *966#.
2. Select “Transfer Money” (usually Option 3).
3. Choose “Zenith to Zenith Transfer”.
4. Enter the recipient’s account number.
5. Input the amount to send.
6. Confirm with your 4-digit PIN.
7. You’ll receive a debit alert and confirmation SMS.

Transfer to Other Nigerian Banks

1. Dial *966#.
2. Select “Transfer Money”.
3. Choose “Other Banks Transfer”.
4. Select the recipient’s bank.
5. Enter the account number.
6. Input the amount.
7. Confirm with your PIN.
8. Wait for transaction confirmation.

How to Check Account Balance via USSD

1. Dial *966*00# on your registered phone.
2. Enter your 4-digit PIN.
3. Your account balance will display on-screen.
4. You’ll also receive an SMS notification.

How to Buy Airtime & Pay Bills with Zenith Bank Codes

Buy Airtime for Self

1. Dial *966*Amount# (e.g., *966*500# for ₦500 airtime).
2. Confirm with your PIN.
3. You’ll receive the airtime instantly.

Buy Airtime for Others

1. Dial *966AmountPhone Number# (e.g., *966100008012345678#).
2. Enter your PIN to confirm.
3. The recipient gets the airtime immediately.

Pay Electricity Bills (PHCN, AEDC, etc.)

1. Dial *966#.
2. Select “Pay Bills”.
3. Choose “Electricity”.
4. Enter your meter number.
5. Input the amount.
6. Confirm with your PIN.

Pay for Cable TV (DSTV, GOtv, Startimes)

1. Dial *966#.
2. Select “Pay Bills”.
3. Choose “Cable TV”.
4. Select your provider (DSTV, GOtv, etc.).
5. Enter your Smartcard number.
6. Input the amount.
7. Confirm with your PIN.

How to Generate a Mini Statement

1. Dial *966*8#.
2. Enter your 4-digit PIN.
3. Your last 5 transactions will display.
4. You may also receive an SMS with details.

Security Tips for Safe USSD Banking

Never share your PIN with anyone.
Avoid using public phones for transactions.
Beware of phishing calls/SMS pretending to be Zenith Bank.
Always log out after transactions.
Use *966*911# to block your account if you suspect fraud.

Common Issues & Troubleshooting

A. “Transaction Failed” Error

• Check your account balance.
• Ensure you entered the correct details.
• Try again after a few minutes.

B. “Invalid PIN” Error

• Ensure you’re entering the correct 4-digit PIN.
• Reset your PIN via *966# if forgotten.

C. USSD Code Not Responding

• Ensure you’re dialing *966# correctly.
• Try using a different phone.
• Contact Zenith Bank customer care (0700ZENITHBANK).

Frequently Asked Questions (FAQs)

Can I use Zenith Bank USSD without an ATM card?

Yes, you only need a registered phone number & PIN.

What is the daily transfer limit?

₦500,000 (can be increased via Zenith Bank branch request).

Can I use Zenith USSD abroad?

No, it works only on Nigerian networks.

Are there charges for Zenith USSD transfers?

Yes, ₦6.98 per transfer (Zenith to other banks).

How do I change my USSD PIN?

Dial *966#, select “Change PIN”, and follow prompts.

Conclusion

Zenith Bank’s USSD banking (*966#) provides a fast, secure, and convenient way to perform transactions without internet. Whether you need to transfer money, check your balance, buy airtime, or pay bills, Zenith USSD makes banking easier.

Always keep your PIN secure and report suspicious activities immediately. Start using *966# today for seamless mobile banking!