Opay Transfer Codes Ussd

OPay Transfer Codes ussd: OPay is one of Nigeria’s leading mobile money and payment platforms, offering quick and secure financial transactions. One of its most convenient features is USSD banking, which allows users to perform transactions without internet access.

In this guide, we will cover:

1. What OPay USSD codes are
2. How to register for OPay USSD banking
3. List of OPay transfer codes and their functions
4. How to transfer money using OPay USSD codes
5. How to check OPay account balance
6. How to buy airtime and pay bills via OPay USSD
7. Security tips for using OPay USSD
8. Common issues and troubleshooting
9. FAQs about OPay USSD banking

What Are OPay Transfer Codes ussd

OPay USSD codes are short dial commands that allow users to perform banking transactions without needing a smartphone or internet. These codes work on all Nigerian mobile networks (MTN, Airtel, Glo, 9mobile) and are accessible even on basic phones.

The primary OPay USSD code is *955#, which serves as the main menu for transactions.

How to Register for OPay USSD Banking

To use OPay USSD codes, you must link your phone number to an OPay account. Here’s how:

See Also: How to generate zenith bank token using ussd

Self-Registration via USSD

1. Dial *955# on your phone.
2. Select “Create Wallet” or “Register”.
3. Enter your personal details (name, email, etc.).
4. Create a 4-digit PIN (this will be your transaction PIN).
5. Confirm the PIN, and your OPay wallet will be activated.

Registration via OPay App

1. Download the OPay app from Google Play Store or Apple App Store.
2. Open the app and sign up with your phone number.
3. Fund your wallet (you can deposit via bank transfer or agent).
4. Once registered, you can use *955# for USSD transactions.

List of OPay Transfer Codes ussd and Their Functions

How to Transfer Money Using OPay USSD Codes

A. Transfer to Another OPay User

1. Dial *955#.
2. Select “Transfer Money” (Option 2).
3. Choose “To OPay User”.
4. Enter the recipient’s phone number.
5. Input the amount.
6. Enter your 4-digit PIN to confirm.
7. You’ll receive an SMS confirmation.

B. Transfer to Other Banks

1. Dial *955#.
2. Select “Transfer Money” (Option 3).
3. Choose the recipient’s bank.
4. Enter the account number.
5. Input the amount.
6. Confirm with your PIN.
7. Wait for transaction confirmation.

How to Check OPay Account Balance

1. Dial *955*4#.
2. Enter your 4-digit PIN.
3. Your balance will display on-screen.
4. You’ll also receive an SMS notification.

How to Buy Airtime and Pay Bills via OPay USSD

A. Buy Airtime for Self

1. Dial *955*5#.
2. Select “Buy Airtime”.
3. Enter the amount.
4. Confirm with your PIN.
5. You’ll receive the airtime instantly.

B. Buy Airtime for Others

1. Dial *955*5#.
2. Select “Buy for Others”.
3. Enter the recipient’s phone number.
4. Input the amount.
5. Confirm with your PIN.

C. Pay Bills (Electricity, DSTV, etc.)

1. Dial *955*6#.
2. Select the bill type (e.g., electricity, cable TV).
3. Enter the meter/Smartcard number.
4. Input the amount.
5. Confirm with your PIN.

Security Tips for Using OPay USSD

• Never share your PIN with anyone.
• Avoid using public phones for transactions.
• Beware of phishing messages pretending to be OPay.
• Always log out after transactions.
• Use *955*8# to change your PIN regularly.

Common Issues and Troubleshooting

A. “Transaction Failed” Error

• Check your balance.
• Ensure you entered the correct details.
• Try again after some time.

B. “Invalid PIN” Error

• Ensure you’re entering the correct 4-digit PIN.
• Reset your PIN via *955*8# if forgotten.

C. USSD Code Not Responding

• Ensure you’re dialing *955# correctly.
• Try using a different phone.
• Contact OPay support (*955*00#).

Frequently Asked Questions (FAQs)

Can I use OPay USSD without the app?

Yes, but you must register via *955# first.

What is the daily transfer limit?

₦500,000 for verified users (lower for unverified).

Can I use OPay USSD abroad?

No, it works only on Nigerian networks.

Are there charges for OPay transfers?

Yes, small fees apply (e.g., ₦10 for bank transfers).

How do I block my OPay account if lost?

Call *955*00# for customer support.

See Also:  Access Bank Customer Care

Conclusion

OPay USSD codes (*955#) provide a fast, secure, and convenient way to perform transactions without internet. Whether you need to send money, check your balance, buy airtime, or pay bills, OPay USSD makes it easy.

Always keep your PIN secure and report any suspicious activity to OPay support. Start using *955# today for seamless mobile banking!