How to Transfer Money from Heritage Bank in 2025

How to Transfer Money from Heritage Bank: Heritage Bank has redefined the money transfer experience with its advanced digital banking solutions, making transactions faster and more convenient than ever. By eliminating the need for long queues at physical branches, Heritage Bank ensures that customers can manage their finances with ease and efficiency.  

Whether you’re a first-time user or a seasoned customer, Heritage Bank offers multiple reliable options, including its user-friendly mobile app, internet banking platform, and convenient USSD codes. These secure and seamless methods prioritize accessibility and customer satisfaction, allowing you to perform money transfers anytime, anywhere.  

This blog post dives into Heritage Bank’s innovative transfer solutions, offering step-by-step guidance to help you navigate the process. It also provides tips to address potential challenges like incorrect recipient details or network issues, ensuring your transactions are smooth and hassle-free. Explore how Heritage Bank has made banking smarter, faster, and more customer-focused.  

Keyword

1. Code to Transfer Money From Heritage Bank in 2025
2. How to send Money from Heritage Bank using Internet Banking
3. How to Transfer Money from Heritage Bank using Bank App
4. How to Transfer money from Heritage Bank using ATM
5. Why is my transfer not going on my Heritage Bank account?
6. How to fix Heritage Bank transfer issues
7. FAQs
8. Summary

See also: How to Transfer Money from Globus Bank

Code to Transfer Money From Heritage Bank in 2025

To use ussd code to transfer money from Heritage Bank to other banks, follow the simple step by step guide below:

1. Open your phone dialer and dial *745# from the phone number linked to your Heritage Bank account.
2. Select the Option to “Transfer”
3. Select the option to “Transfer to Heritage Bank” if your recipient is Heritage Bank customer or “Transfer to Other Banks” to transfer to other banks
4. Input the recipient account number
5. Select the receiver’s bank name if you are sending money to other bank
6. Input your transfer PIN to confirm the transaction

Your transfer will be done once both Heritage Bank and the recipient’s bank confirm the transaction

How to send Money from Heritage Bank using Internet Banking

To use Internet Banking to transfer money from Heritage Bank to other banks, follow the simple step by step guide below:

1. Register on Heritage Bank Online banking platform if you are a new user
2. If you have registered before, login with your details (username and password)
3. Click on the option to “Transfer” on the dashboard
4. Input Recipient’s account number, Bank name, Transfer amount and transfer remark if necessary in the provided spaces respectively
5.  Double check the details and input your transfer PIN to authorize the transfer
6. An OTP will be sent to your number to finalize the transfer

Your transfer will be done once both Heritage Bank and the recipient’s bank confirm the transaction

See Also: How to generate zenith bank token using ussd

How to Transfer Money from Heritage Bank using Bank App

To use Internet Banking to transfer money from Heritage Bank to other banks, follow the simple step by step guide below:

1. For new user, Download, Register and Activate Heritage Bank app on your mobile device
2. Log in with your details if you are an old user
3. From the dashboard in the main menu, click on the option to “Transfer”
4. Enter the Recipient’s account number and bank name in the provided space
5. Enter the amount you want to transfer
6. Double check the Recipient’s details and input your Transfer PIN to authorize the transfer.

Your transfer will be done once both Heritage Bank and the recipient’s bank confirm the transaction

How to Transfer money from Heritage Bank using ATM

To use ATM to transfer money from Heritage Bank to other banks, follow the simple step by step guide below:

1. Go to any ATM stand close to you, preferably Heritage Bank ATM 
2. Insert your card into the machine and input your card PIN to authorize the usage
3. From the menu page, select the option to Transfer
4. Select recipient’s bank 
5. Input recipient’s account number followed by amount you want to transfer
6. Double check the details and input your transfer PIN to authorize the transfer

 Your transfer will be done once both Heritage Bank and the recipient’s bank confirm the transaction

Why is my transfer not going on my Heritage Bank account?

If you are having any issue transferring fund from your Heritage Bank to other bank account, here are possible problems you could be facing:

See Also:  Access Bank Customer Care

1. Insufficient Funds: Your account balance may be too low to cover the transfer amount, including any associated fees.
2. Network Issues: Technical difficulties or network disruptions can temporarily prevent transactions from being processed.
3. Incorrect Recipient Details: Entering wrong account numbers or bank codes can cause the transfer to fail.
4. Daily Transaction Limits: You’ve reached the maximum allowable daily transaction limit set by Heritage Bank for security reasons.
5. Security Flags: Unusual activity or suspicious transactions may trigger security protocols, temporarily blocking your account for verification.

Note that there could be other problems, these are just the most common ones

How to fix Heritage Bank transfer issues

If you are having any issue transferring fund from your Heritage Bank to other bank account, here are possible solutions you could be facing:

1. Check Account Balance: Ensure you have sufficient funds, including any transaction fees, before initiating the transfer.
2. Verify Recipient Details: Double-check the recipient’s account number and bank code to ensure they are accurate.
3. Confirm Network Stability: If you’re experiencing technical issues, wait a few minutes and try again or switch to a different internet connection.
4. Increase Daily Limit: If you’ve reached your transaction limit, contact Heritage Bank’s customer service to request an increase or adjust your limits through the bank’s app or online banking portal.
5. Resolve Security Alerts: If your account is flagged, follow the prompts to verify your identity or contact customer support to lift any restrictions.

Please contact Heritage Bank customer care if none of the above solutions works for you.

FAQs

Can I transfer money internationally from Heritage Bank?

Yes, international transfers can be made through the Heritage Bank Mobile App, Internet Banking, or by visiting a branch.

What should I do if my transfer from Heritage Bank fails?

Check your network connection, ensure sufficient funds, and retry. If the issue persists, contact Heritage Bank customer service for assistance.

What are the charges for transferring money from Heritage Bank to other banks?

Transfer fees range from ₦10 to ₦50, depending on the amount and transaction method.

Is there a limit to how much I can transfer from Heritage Bank using USSD?

Yes, the daily transfer limit is typically ₦100,000 for USSD transfers, but this can be adjusted based on your account type.

Can I transfer money using the Heritage Bank Mobile App?

Yes, log in to the Mobile App, select “Transfer,” choose the recipient’s bank, enter the account number and amount, and confirm the transaction.

Summary

Heritage Bank offers a range of convenient methods to transfer money, ensuring customers can handle transactions with ease. With options like USSD codes, the mobile app, internet banking, and ATMs, users can quickly send money without needing to visit a branch. These methods are designed to prioritize speed, security, and simplicity, making banking more accessible for everyone.

If you encounter issues, common causes include insufficient funds, incorrect recipient details, network disruptions, or transaction limits. To fix these problems, verify your account balance, double-check recipient details, ensure stable connectivity, or contact Heritage Bank’s customer care for assistance. With these solutions, transferring money becomes a seamless experience.