How to Generate Zenith Bank Token Code: With the way cyber threats and bank fraud are on the rise every single day, banks are looking for a way to secure their customers’ assets, and Zenith Bank is not left behind.
Like every other conventional bank, Zenith Bank is looking for ways to improve the security of their customers’ banking activities. Aside from the general transfer PIN to perform transactions, Zenith Banks have introduced a token code.
This token code is a unique, one time use pin/password that is only available to authorized account owners to perform various banking activities such as money transfer amidst others.
The general question from every account owner is how can they get the token?. The answer is right in this blog post. Just make sure you read this to the very end and do not miss or mix a word.
But before I show you how to generate Zenith Bank tokens, you need to fully understand what a Zenith Bank token is! Let’s quickly take a look at what is Zenith Bank token
Keyword
- How to Generate Zenith Bank Token Code
- What is Zenith Bank Token Code
- Types of Zenith Bank Token
- How to Activate Zenith Bank Token
- How to Generate Zenith Bank Soft Token
- FAQs on Zenith Bank token
See also: How to Generate Polaris Bank Token Code
What is Zenith Bank Token Code?
The Zenith Bank Token Code, or Access Token, is a tool from Zenith Bank designed to make your online banking more secure. It’s a small device that generates a unique and temporary security code, also known as a “token code” or “one-time password” (OTP). You’ll need this code to complete certain transactions, especially those involving money transfers or sensitive actions on Zenith Bank’s online or mobile banking platforms.
Whenever you start a transaction that needs extra security, the Access Token produces a unique code for you to enter. This code changes each time and is only valid for a short period, adding an extra layer of protection for your account.
The Access Token boosts online banking security by adding a dynamic, time-sensitive element to the authentication process, making it tougher for unauthorized people to access your account and carry out fraudulent transactions.
In order to make things easier for its customers, Zenith Banks provide two options to generate tokens. What do I mean by this? Let’s branch at various types of token
Types of Zenith Bank Token
Like i said earlier, there are two types of tokens available:
- Hard Token: This involves a physical device that generates a token whenever you need it. With this device, you can always produce tokens on demand. You can get this device from any Zenith Bank branch near you.
- Soft token or eToken: The Zenith Bank Soft Token is a mobile app feature that generates secure one-time passwords (OTPs) for authorizing online transactions. It provides an added layer of security by producing unique, time-sensitive codes directly on your smartphone as SMS or email.
Requirements to Activate Zenith Bank Token
If you want to activate your Zenith Bank token, you must have the following requirement ready:
- You must have an active account with Zenith Bank
- Zenith bank eToken App
- A mobile phone number and an active email address linked to your Zenith Bank account
- A valid identity card like driver’s license, NIN Card
- A sum of N1,500 activation fee
Let’s look at how to generate both hard and soft token!
See Also: Access Bank Customer Care
What is Zenith Bank eToken App?
The Zenith e-Token app is a mobile application from Zenith Bank that acts as a digital replacement for the physical token device. It boosts online banking security by allowing customers to generate one-time passwords (OTPs) for transaction approvals.
To use the Zenith e-Token app, you need to install it on your smartphone, register your device with the bank, and follow the steps given by Zenith Bank to connect the app to your online banking account. This app makes it easy and safe to carry out online transactions, protecting your financial information.
How to Activate Zenith Bank eToken
You can register your Zenith eToken App as Individual or as a corporate organization.
- Open the Zenith Bank eToken app and select the option to register as individual or as corporate
- Select the activation method
- For Hardware Token: Provide your Account Number, 4-digit Server PIN, and Hardware Token Code. only available for individual account
- For Debit Cards: Enter your Account Number, last 6 digits of your Zenith Bank ATM card, and the 4-digit card PIN. only available for individual account
- For Quick Access: To generate the activation code for the E-token App, visit a bank branch or fill out the e-token registration form and submit it to the bank for processing. Available for both
- You can start using your Zenith eToken for any transaction
How to Activate Zenith Bank eToken using USSD
To activate your eToken via ussd code,
- Dial *966# on the line linked to your Zenith bank account
- Select Option 8 which indicate next page
- Enter 6 to pick the option for PIN and token Request
- Select 2 for Token Activation and follow the on-screen instruction to complete the process
Note: they will ask you to enter your account number, the last 4 digits of your ATM card, and your mobile number to authenticate the transaction. After that, your token will be activated
How to Generate Zenith Bank eToken
To use the soft token option:
- Download and install “Zenith eToken App” from your Play store on android or Apple store on IOS device
- Register as an individual or business (instructions are provided above).
- Select your activation method: Hardware token, Debit card, or Quick Access code.
- Provide the required details for the chosen method: PIN and Token, last 6 digits of your Debit card and PIN, or Activation code.
- Next, enter your PIN.
- Tap to generate the OTP Token code.
- Use this token code to complete your transaction.
Now moving on to how to generate hard tokens!
How to Generate Zenith Bank Hard Token
To use the hard token option:
- Go to the any Zenith Bank branch with the requirements mentioned earlier
- Request for “Token Form” from the customer support counter
- Fill the form correctly and submit with the required information
- After necessary review, you will be notify once your account has been activated
- A total sum of N1,500 will be deducted as activation fee.
Now you can keep your account safer with your token.
How to Generate Zenith Bank eToken via Ussd
To get your eToken via ussd code,
- Dial *966# on the line linked to your Zenith bank account
- Select Option 8 which indicate next page
- Enter 6 to pick the option for PIN and token Request
- Select 2 for Token/PIN generation and follow the on-screen instruction to complete the process
- Your eToken code will be displayed on the screen immediately
Similar post: How to Generate Keystone Bank Token Code
FAQs on Zenith Bank token
How do I get my Zenith Bank token?
Zenith Bank token is provided upon request at a branch or through your Relationship Officer.
How can I get Zenith Bank token form?
The Zenith Bank token application form is available at the Zenith Bank branch via the customer service counter.
What to do when the Zenith Bank token is locked?
If your Zenith Bank token is locked, you will need to visit your nearest branch to have it unlocked. You can also contact the Zenith bank customer care
What is Zenith Bank USSD?
*966# is the USSD banking solution that gives you access to Zenith Bank services with only your mobile phone.
Summary
Zenith Bank has introduced a token code system to enhance the security of online banking transactions, offering both hard and soft tokens to its customers. The hard token is a physical device that generates a one-time password (OTP) for authorizing transactions, while the soft token is a mobile app called Zenith e-Token that also generates OTPs for transaction authorization. To use the e-Token app, customers must install it on their smartphones, register their devices with the bank, and link the app to their online banking profiles.
To generate a token code, customers can choose from three activation methods: hardware token, debit card, or quick access code. For hardware tokens, they need their account number, 4-digit server PIN, and hardware token code. For debit cards, they provide their account number, the last six digits of their Zenith Bank ATM card, and the 4-digit card PIN. If you need quick access, customers must visit a bank branch or submit a registration form to obtain the activation code. Once the activation method is selected and the required details are provided, customers can generate an OTP using the e-Token app or by visiting a Zenith Bank branch for hard tokens, ensuring the security of their transactions.
If you have any question or complaints, please contact Zenith Bank customer support team
