How to Generate Sterling Bank Token Code: With the way cyber threats and bank fraud are on the rise every single day, banks are looking for a way to secure their customers’ assets, and Sterling Bank is not left behind.

Like every other conventional bank, Sterling Bank is looking for ways to improve the security of their customers’ banking activities. Aside from the general transfer PIN to perform transactions, Sterling Banks have introduced a token code.
This token code is a unique, one time use pin/password that is only available to authorized account owners to perform various banking activities such as money transfer amidst others.
The general question from every account owner is how can they get the token?. The answer is right in this blog post. Just make sure you read this to the very end and do not miss or mix a word.
But before I show you how to generate Sterling Bank tokens, you need to fully understand what a Sterling Bank token is! Let’s quickly take a look at what is Sterling Bank token
Keyword
- How to Generate Sterling Bank Token Code
- What is Sterling Bank Token Code
- Types of Sterling Bank Token
- How to Activate Sterling Bank Token
- How to Generate Sterling Bank Soft Token
- How to Generate Sterling Bank Hard Token
- FAQs on Sterling Bank token
See also: Why is My First Bank App not Working/Opening?
What is Sterling Bank Token Code?
The Sterling Bank Token Code, or Sterling Bank Token, is a tool from Sterling Bank designed to make your online banking more secure. It’s a small device that generates a unique and temporary security code, also known as a “token code” or “one-time password” (OTP). You’ll need this code to complete certain transactions, especially those involving money transfers or sensitive actions on Sterling Bank’s online or mobile banking platforms.
Whenever you start a transaction that needs extra security, the Sterling Bank Token produces a unique code for you to enter. This code changes each time and is only valid for a short period, adding an extra layer of protection for your account.
The Sterling Bank Token boosts online banking security by adding a dynamic, time-sensitive element to the authentication process, making it tougher for unauthorized people to access your account and carry out fraudulent transactions.
In order to make things easier for its customers, Sterling Banks provide two options to generate tokens. What do I mean by this? Let’s branch at various types of token
Types of Sterling Bank Token
Like i said earlier, there are two types of tokens available:
- Hard Token: This involves a physical device that generates a token whenever you need it. With this device, you can always produce tokens on demand. You can get this device from any Sterling Bank branch near you.
- Soft token: The Sterling Bank Soft Token is a mobile app feature that generates secure one-time passwords (OTPs) for authorizing online transactions. It provides an added layer of security by producing unique, time-sensitive codes directly on your smartphone as SMS or email.
Requirements to Activate Sterling Bank Token Code
If you want to activate your Sterling Bank token, you must have the following requirement ready:
- You must have an active account with Sterling Bank
- Your Sterling Bank Debit Card
- Sterling Mtoken App
- Hardware Token
You can start using your Sterling Bank Token after activating
See Also: Access Bank Customer Care
How to Generate Sterling Bank Soft Token
To use the soft token option:
- Download and install “Sterling Mtoken App” from your Play store on android or Apple store on IOS device
- Register and follow on-screen procedure to start using the service
- Contact your relationship officer/sterling customer care and request for Mtoken application profiling
Now moving on to how to generate hard tokens!
How to Generate Sterling Bank Hard Token
To use the hard token option:
- Go to the any Sterling Bank branch with the requirements mentioned earlier
- Request for “Mtoken Form” from the customer support counter/your relationship manager.
- Fill the form correctly and submit with the required information
- After necessary review, you will be notified once your account has been profiled for Token Code.
Now you can keep your account safer with your token.
Related post: How to Generate Fidelity Bank Token Code
FAQs on Sterling Bank token
How do I get my Sterling Bank token?
Sterling Bank token is provided upon request at a branch or through your Relationship Officer.
How can I get Sterling Bank token form?
The Sterling Bank token application form is available at the Sterling Bank branch via the customer service counter.
What is Sterling Bank USSD?
*822# is the USSD banking solution that gives you access to Sterling Bank services with only your mobile phone.
How to get Sterling Bank otp code?
Simply log in to your account and request that the code be sent to an alternate number you have provided. If you don’t have an alternate number, select the Need Help? link to contact a Fidelity representative, who can help you get a code.
How can I add multiple tokens?
On the landing page, click on ’Add token’ and follow the prompts to activate the new token.
Summary
Sterling Bank enhances the security of its online banking with the introduction of token codes, which serve as unique, one-time passwords (OTPs) for authorizing transactions like money transfers. These token codes change with each use and are valid only for a short period, adding an extra layer of protection against unauthorized access. Sterling Bank offers two types of tokens: Hard Tokens, which are physical devices available at any Sterling Bank branch, and Soft Tokens, which are generated through the Sterling Mtoken App on your smartphone. Both options ensure secure and seamless banking for authorized account owners.
To activate a Sterling Bank token, customers need an active Sterling Bank account, a Sterling Bank Debit Card, the Sterling Mtoken App for soft tokens, or a physical device for hard tokens. For the Soft Token, download the Sterling Mtoken App from the Play Store or App Store, register, and request application profiling from customer care. For the Hard Token, visit a Sterling Bank branch, request the Mtoken Form, fill it out, and submit it for processing. Once activated, these tokens provide robust security, making online transactions safer and more reliable.
If you have any question or complaints, please contact Sterling Bank customer support team