How to Generate Keystone Bank Token Code in 2025

How to Generate Keystone Bank Token Code: With the way cyber threats and bank fraud are on the rise every single day, banks are looking for a way to secure their customers’ assets, and Keystone Bank is not left behind. 

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How to Generate Keystone Bank Token Code

Like every other conventional bank, Keystone Bank is looking for ways to improve the security of their customers’ banking activities. Aside from the general transfer PIN to perform transactions, Keystone Banks have introduced a token code.

This token code is a unique, one time use pin/password that is only available to authorized account owners to perform various banking activities such as money transfer amidst others.

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The general question from every account owner is how can they get the token?. The answer is right in this blog post. Just make sure you read this to the very end and do not miss or mix a word.

But before I show you how to generate Keystone Bank tokens, you need to fully understand what a Keystone Bank token is! Let’s quickly take a look at what is Keystone Bank token

Keyword

  1. How to Generate Keystone Bank Token Code
  2. What is Keystone Bank Token Code
  3. Types of Keystone Bank Token
  4. How to Activate Keystone Bank Token
  5. How to Generate Keystone Bank Soft Token
  6. How to Generate Keystone Bank Hard Token 
  7. FAQs on Keystone Bank token
You can also see: How to Generate Sterling Bank Token Code

What is Keystone Bank Token Code?

The Keystone Bank Token Code, or Keystone Bank Token, is a tool from Keystone Bank designed to make your online banking more secure. It’s a small device that generates a unique and temporary security code, also known as a “token code” or “one-time password” (OTP). You’ll need this code to complete certain transactions, especially those involving money transfers or sensitive actions on Keystone Bank’s online or mobile banking platforms.

See also  How to Transfer Money from Keystone Bank in 2025

Whenever you start a transaction that needs extra security, the Keystone Bank Token produces a unique code for you to enter. This code changes each time and is only valid for a short period, adding an extra layer of protection for your account.

The Keystone Bank Token boosts online banking security by adding a dynamic, time-sensitive element to the authentication process, making it tougher for unauthorized people to access your account and carry out fraudulent transactions.

In order to make things easier for its customers, Keystone Banks provides two options to generate tokens. What do I mean by this? Let’s branch at various types of token

Types of Keystone Bank Token

Like i said earlier, there are two types of tokens available:

  1. Hard Token: This involves a physical device that generates a token whenever you need it. With this device, you can always produce tokens on demand. You can get this device from any Keystone Bank branch near you.
  2. Soft token: The Keystone Bank Soft Token is a mobile app feature that generates secure one-time passwords (OTPs) for authorizing online transactions. It provides an added layer of security by producing unique, time-sensitive codes directly on your smartphone as SMS or email.

Requirements to Activate Keystone Bank Token Code

If you want to activate your Keystone Bank token, you must have the following requirement ready:

  1. You must have an active account with Keystone Bank
  2. Your Keystone Bank Debit Card
  3. Keystone Mtoken App
  4. Hardware Token

You can start using your Keystone Bank Token after activating

How to Generate Keystone Bank Soft Token 

To use the soft token option:

  1. Download and install “Keystone Mtoken App” from your Play store on android or Apple store on IOS device
  2. Register and follow on-screen procedure to start using the service
  3. Contact your relationship officer/Keystone customer care and request for Mtoken application profiling
See also  Why is My Keystone Bank App not Working/Opening?

Now moving on to how to generate hard tokens!

How to Generate Keystone Bank Hard Token

To use the hard token option: 

  1. Go to the any Keystone Bank branch with the requirements mentioned earlier
  2. Request for “Mtoken Form” from the customer support counter/your relationship manager.
  3. Fill the form correctly and submit with the required information
  4. After necessary review, you will be notified once your account has been profiled for Token Code.

Now you can keep your account safer with your token. 

See also: How to Generate Polaris Bank Token Code

FAQs on Keystone Bank token

How do I get my Keystone Bank token?

Keystone Bank token is provided upon request at a branch or through your Relationship Officer.

How can I get Keystone Bank token form?

The Keystone Bank token application form is available at the Keystone Bank branch via the customer service counter.

What is Keystone Bank USSD?

*7111# is the USSD banking solution that gives you access to Keystone Bank services with only your mobile phone.

How to get Keystone Bank otp code?

Simply log in to your account and request that the code be sent to an alternate number you have provided. If you don’t have an alternate number, select the Need Help? link to contact a Fidelity representative, who can help you get a code.

How can I add multiple tokens?

On the landing page, click on ’Add token’ and follow the prompts to activate the new token.

Summary

Keystone Bank enhances the security of its online banking with the introduction of token codes, which serve as unique, one-time passwords (OTPs) for authorizing transactions like money transfers. These token codes change with each use and are valid only for a short period, adding an extra layer of protection against unauthorized access. Keystone Bank offers two types of tokens: Hard Tokens, which are physical devices available at any Keystone Bank branch, and Soft Tokens, which are generated through the Keystone Mtoken App on your smartphone. Both options ensure secure and seamless banking for authorized account owners.

See also  Keystone Bank Mobile App: How to Download and Activate Keystone Bank Bank App in 2025

To activate a Keystone Bank token, customers need an active Keystone Bank account, a Keystone Bank Debit Card, the Keystone Mtoken App for soft tokens, or a physical device for hard tokens. For the Soft Token, download the Keystone Mtoken App from the Play Store or App Store, register, and request application profiling from customer care. For the Hard Token, visit a Keystone Bank branch, request the Mtoken Form, fill it out, and submit it for processing. Once activated, these tokens provide robust security, making online transactions safer and more reliable.

If you have any question or complaints, please contact Keystone Bank customer support team

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