How to Generate First Bank Token Code: As cyber threats and bank fraud continue to increase daily, banks are finding new ways to protect their customers’ assets, and First Bank is no exception.

Just like other traditional banks, First Bank is constantly working to enhance the security of its customers’ banking transactions. In addition to the standard transfer PIN for transactions, First Bank has introduced a token code.
This token code is a unique, one-time-use password available only to authorized account holders. It allows users to securely carry out various banking activities, such as money transfers and more.
Many customers often ask, “How can I get this token?” The answer is right here in this blog post. Be sure to read carefully to the end so you don’t miss any important details.
Before we dive into how to generate your First Bank token, it’s important to first understand what a First Bank token is. Let’s explore that in the next section!
Keyword
- How to Generate First Bank Token Code
- What is First Bank Token Code
- Types of First Bank Token
- How to Activate First Bank Token
- How to Generate First Bank Soft Token
- FAQs on First Bank token
See also: How to Check Access Bank Account Balance
What is First Bank Token Code?
The First Bank Token Code is a security tool created by First Bank to make online banking safer. It is a small device that generates a unique, temporary security code, often called a “token code” or “one-time password” (OTP). This code is required to complete certain transactions, especially those involving money transfers or sensitive operations on First Bank’s online or mobile banking platforms.
Each time you initiate a transaction that requires extra security, the First Bank Token generates a unique code for you to input. This code changes with every use and is valid for a limited time, adding an extra layer of protection to keep your account secure.
The First Bank Token strengthens online banking security by introducing a dynamic, time-sensitive element to the authentication process. This makes it much harder for unauthorized users to access your account or carry out fraudulent activities. To make it convenient for customers, First Bank offers two methods to generate tokens. Let’s explore the different types of tokens available!
Types of First Bank Token
Like i said earlier, there are two types of tokens available:
- Hard Token: This method uses a physical device that creates a token whenever required. With this device, you can generate tokens on demand at any time. You can obtain this device by visiting the nearest First Bank branch.
- Soft token: The First Bank Soft Token is a feature within the mobile app that creates secure one-time passwords (OTPs) for approving online transactions. It enhances security by generating unique, time-sensitive codes sent directly to your smartphone via SMS or email.
Requirements to Activate First Bank Token
If you want to activate your First Bank token, you must have the following requirement ready:
- You must have an active account with First Bank
- A mobile phone number and an active email address linked to your First Bank account
- A valid identity card like driver’s license, NIN Card
Let’s look at how to generate both hard and soft token!
How to Generate First Bank Soft Token
To use the soft token option:
See Also: Access Bank Customer Care
- Download and install “First Bank eToken App” from your Play store on android or Apple store on IOS device
- Register by following on-screen procedure.
- You will be given a registration code, do well to save it as it will be displayed once.
- Go to any first bank branch to to get the activation code and serial number.
- The customer care representative will activate the soft token with your registration code.
Now moving on to how to generate hard tokens!
How to Generate First Bank Hard Token
To use the hard token option:
- Go to the any First Bank branch with the requirements mentioned earlier
- Request for “Token Form” from the customer support counter
- Fill the form correctly and submit with the required information
- You will be given a token device which you will need to activate and synchronize with your first bank mobile app
- Login your mobile app and click on Account setting
- Select Token Synchronization option
- Press the power button on your token device, and wait till it display a code
- Enter the code in the first provided space on the first bank app
- Press the button again and another code will be displayed
- Enter the code in the second box
- Look for the device serial number right at the back of your token device and input in the provided space for serial number
- Confirm with your PIN and your token will be activated and ready for use
Now you can keep your account safer with your token.
FAQs on First Bank token
How do I get my First Bank token?
First Bank token is provided upon request at a branch or through your Relationship Officer.
How can I get First Bank token form?
The First Bank token application form is available at the First Bank branch via the customer service counter.
Do I need a physical token device for First Bank?
No, you can use the First Bank Soft Token available on the Mobile App.
What is First Bank USSD?
*894# is the USSD banking solution that gives you access to First Bank services with only your mobile phone.
How do I activate my First Bank token?
For a hardware token, follow the activation instructions provided by the bank. For a soft token, activate it within the FirstMobile App.
What should I do if my First Bank token isn’t working?
Contact First Bank customer care or visit a branch to resolve the issue.
Summary
First Bank provides enhanced online banking security through its Token Code system, available as a physical device (Hard Token) or a mobile app feature (Soft Token). These tokens generate one-time passwords (OTPs) for secure transactions like money transfers. Each OTP is unique, valid for a short time, and offers extra protection for your account. To activate a token, you need a First Bank account, a linked phone number and email, a valid ID, and an activation fee of N1,500.
For a Hard Token, visit any First Bank branch, complete a Token Form, and pay the required fee. To activate a Soft Token, download the “First Bank eToken App” from your phone’s app store and follow the setup instructions. Both options safeguard your account against unauthorized access and fraud.
If you have any question or complaints on How to Generate First Bank Token Code, please contact First Bank customer support team