Moniepoint Ussd Code For Trasfer

Moniepoint Ussd Code For Trasfer: The Nigerian financial space has undergone massive transformations in recent years, with fintech companies like Moniepoint leading the way. Moniepoint, originally known for its agency banking services, has expanded its footprint into providing personal banking services. One of the most convenient innovations it offers is the Moniepoint USSD code, making banking easy even without an internet connection.

In this guide, I’ll share everything you need to know about the Moniepoint USSD code — from how to use it, benefits, how it protects your finances, and why it is a revolutionary tool for Nigerians today. If you’re serious about safe, fast, and easy mobile banking, this article is for you.

What is Moniepoint?

Before we dive into the USSD specifics, let’s quickly understand the company behind it.
Moniepoint is a Nigerian fintech company licensed by the Central Bank of Nigeria (CBN) as a Mobile Money Operator (MMO) and commercial bank. It initially started as a solution provider for businesses through Point of Sale (POS) terminals and has now evolved into full-fledged personal and business banking services.

Moniepoint is trusted by millions of Nigerians today for sending money, receiving funds, paying bills, managing business finances, and even accessing small business loans.

As a CBN-licensed institution, Moniepoint complies with the highest standards of financial regulation, ensuring your money and data are secure.

What is the Moniepoint USSD Code?

The **Moniepoint USSD code is *5573#.

See Also: How to generate zenith bank token using ussd

This short code allows Moniepoint users to perform essential banking services directly from their mobile phones — without requiring an internet connection.
It is especially powerful for users in remote areas, with poor internet access, or those using simple feature phones.

Using the Moniepoint USSD code, you can:

• Send money

• Check account balance

• Buy airtime and data

• Pay utility bills

• Request for a debit card

• View transaction history

• Reset PIN

• And more.

How to Register and Activate Moniepoint USSD

To use the Moniepoint USSD code, you need a Moniepoint bank account. Here’s how you can set it up:

1. Open a Moniepoint Account

There are two ways:

See Also:  Access Bank Customer Care

• Online: Download the Moniepoint Personal Banking app (available on Google Play Store and Apple App Store) and sign up.

• Offline: Visit a Moniepoint agent location to open your account manually.

During registration, you’ll provide basic KYC information like:

• Full Name

• Phone Number

• BVN (Bank Verification Number)

• Address

• Means of Identification (like NIN, Voter’s Card, etc.)

2. Activate USSD Service

Once your account is active:

• Dial *5573# on your registered phone number.

• Follow the prompts to create your USSD PIN.

• Once you set up a PIN, your Moniepoint USSD banking is ready for use!

Important Note:
You must use the phone number linked to your Moniepoint account to use the USSD service.

Services You Can Perform With Moniepoint USSD Code

1. Transfer Money

• Dial *5573#

• Select “Transfer”

• Choose Moniepoint-to-Moniepoint or Moniepoint-to-other banks

• Enter the recipient’s account number and confirm details

• Authorize with your PIN

Transfer Charges:
Moniepoint typically offers lower transfer fees compared to traditional banks.

2. Check Account Balance

• Dial *5573#

• Select “Check Balance”

• Your balance will be displayed immediately.

3. Buy Airtime and Data

For self:

• Dial *5573#

• Select “Airtime/Data” purchase

• Choose amount and confirm

For others:

• Dial *5573#

• Select “Airtime/Data for others”

• Enter recipient’s number, choose network, amount, and confirm.

4. Pay Bills

You can use Moniepoint USSD to pay for:

• Electricity bills

• TV subscriptions (DSTV, GOTV, Startimes)

• Internet subscriptions

• Other utilities

Bill payments via USSD ensure you stay connected and enjoy uninterrupted services.

5. Request a Debit Card

You can also request a Moniepoint debit card via the USSD code, which can then be used at ATMs, POS terminals, and online platforms.

6. Mini Statement & Transaction History

If you need to keep track of your spending:

• Dial *5573#

• Select “Mini Statement”

• View a summary of your recent transactions.

7. Reset USSD PIN

Security is important. If you suspect your PIN has been compromised, you can easily reset it:

• Dial *5573#

• Select “PIN Management”

• Reset your PIN following the instructions.

Why Use the Moniepoint USSD Code?

Here’s why millions of Nigerians trust and use it:

Moniepoint USSD banking gives you control of your finances anytime, anywhere.

Is Moniepoint Safe and Legitimate?

✅ Yes, Moniepoint is completely safe and regulated by:

• Central Bank of Nigeria (CBN)

• Nigeria Deposit Insurance Corporation (NDIC)

They employ top-tier encryption and security protocols to protect customer data and funds.

Safety Tips when using Moniepoint USSD:

• Never share your USSD PIN with anyone.

• Always verify transaction prompts before proceeding.

• Report suspicious activities to Moniepoint customer support immediately.

Common Issues and Troubleshooting

Moniepoint USSD:

Handling money falls where accuracy, trust, and safety are paramount.

When it comes to your financial wellbeing, Moniepoint’s USSD service ensures:

• Trust: Your money is protected by CBN regulations.

• Security: End-to-end encryption keeps transactions safe.

• Transparency: Transaction charges and processes are clear.

• Empowerment: Even without a smartphone, you can manage your finances.

By following strict KYC processes and adhering to regulatory requirements, Moniepoint ensures that your needs are met responsibly.

Final Thoughts: Why Moniepoint USSD is a Game-Changer

In a country where not everyone has reliable internet access, Moniepoint’s USSD code is a revolutionary tool for financial inclusion.
It empowers Nigerians — from market women in rural villages to young tech-savvy professionals — to manage their money easily and safely.

If you want a banking solution that is:

• Fast

• Reliable

• Safe

• Available 24/7

then setting up your Moniepoint USSD code today is one of the smartest financial moves you can make.

FAQs About Moniepoint USSD Code

Q1: What is the Moniepoint USSD code?
A: The code is *5573#.

Q2: Can I use Moniepoint USSD without internet?
A: Yes, USSD banking does not require an internet connection.

Q3: What if I lose my registered phone number?
A: Visit a Moniepoint agent or contact customer support to update your phone number.

Q4: How secure is Moniepoint USSD?
A: Highly secure with PIN authorization and CBN-backed security standards.

Q5: Are there extra fees for using USSD?
A: There may be minimal fees for certain transactions, depending on your mobile network provider.