First Bank Transfer codes ussd

First Bank Transfer Codes ussd: First Bank of Nigeria is one of the leading financial institutions in the country, offering a wide range of banking services to millions of customers. One of the most convenient features introduced by FirstBank is the use of USSD (Unstructured Supplementary Service Data) transfer codes, which allow customers to perform transactions quickly without internet access.

In this detailed guide, we will explore:

1. What FirstBank transfer codes are
2. How to activate FirstBank USSD banking
3. List of FirstBank transfer codes and their functions
4. How to transfer money using FirstBank USSD codes
5. How to check account balance using USSD
6. How to buy airtime and pay bills using FirstBank codes
7. Security tips when using USSD banking
8. Common issues and troubleshooting
9. Frequently Asked Questions (FAQs)

By the end of this article, you will have a complete understanding of how to use FirstBank transfer codes effectively.

What Are First Bank Transfer Codes ussd?

FirstBank transfer codes are short USSD commands that allow customers to perform banking transactions directly from their mobile phones without needing an internet connection. These codes work on all GSM networks in Nigeria (MTN, Airtel, Glo, and 9mobile) and are accessible even on basic feature phones.

See Also: How to generate zenith bank token using ussd

The primary USSD code for FirstBank is *894#, which serves as the gateway for all transactions.

How to Activate First Bank USSD Banking

Before using FirstBank transfer codes, you must register your phone number with the bank. Here’s how to activate it:

Self-Registration Using USSD

1. Dial *894# on the phone number linked to your FirstBank account.
2. Select “Quick Banking” or “Register”.
3. Enter your FirstBank account number.
4. Follow the prompts to create a 4-digit PIN (this will be your USSD banking PIN).
5. Confirm the PIN, and your registration will be completed.

Registration via First Bank Branch

If you encounter issues with self-registration, visit any FirstBank branch with:

• A valid ID (BVN may be required).
• Your registered phone number.
• Your account details.

A customer service representative will help you activate USSD banking.

List of First Bank Transfer Codes USSD and Their Functions

Here’s a comprehensive list of FirstBank USSD codes and their uses:

See Also:  Access Bank Customer Care

How to Transfer Money Using First Bank Transfer Codes USSD

A. Transfer to First Bank Account

1. Dial *894# on your registered phone.
2. Select “Transfer” (usually option 3).
3. Choose “First Bank to FirstBank Transfer”.
4. Enter the recipient’s account number.
5. Enter the amount you want to send.
6. Confirm the transaction with your 4-digit PIN.
7. You will receive a debit alert and a transaction confirmation message.

B. Transfer to Other Banks

1. Dial *894#.
2. Select “Transfer”.
3. Choose “Other Banks Transfer”.
4. Select the recipient’s bank.
5. Enter the account number.
6. Input the amount.
7. Confirm with your PIN.
8. Wait for confirmation SMS.

5. How to Check Account Balance Using USSD

1. Dial *894*00# on your registered phone.
2. Enter your 4-digit PIN.
3. Your account balance will be displayed on the screen.
4. You will also receive an SMS notification.

How to Buy Airtime and Pay Bills Using First Bank Codes

A. Buy Airtime for Self

1. Dial *894*Amount# (e.g., *894*500# for ₦500 airtime).
2. Confirm with your PIN.
3. You will receive an SMS confirming the recharge.

B. Buy Airtime for Others

1. Dial *894AmountPhone Number# (e.g., *894100008012345678#).
2. Enter your PIN to confirm.
3. The recipient will receive the airtime instantly.

C. Pay Electricity Bills (PHCN, AEDC, etc.)

1. Dial *894#.
2. Select “Pay Bills”.
3. Choose “Electricity”.
4. Enter your meter number.
5. Input the amount.
6. Confirm with your PIN.

D. Pay for Cable TV (DSTV, GOtv, Startimes)

1. Dial *894#.
2. Select “Pay Bills”.
3. Choose “Cable TV”.
4. Select your provider (DSTV, GOtv, etc.).
5. Enter your Smartcard number.
6. Input the amount.
7. Confirm with your PIN.

Security Tips When Using USSD Banking

To prevent fraud when using FirstBank transfer codes:

• Never share your PIN with anyone.
• Avoid using USSD banking on a borrowed phone.
• Beware of phishing calls/SMS pretending to be from FirstBank.
• Always log out after transactions.
• Use *894*911# to block your account if you suspect fraud.

Common Issues and Troubleshooting

A. “Transaction Failed” Error

• Ensure you have sufficient balance.
• Check if your phone number is registered.
• Confirm that you entered the correct account details.

B. “Invalid PIN” Error

• Ensure you’re entering the correct 4-digit PIN.
• If forgotten, reset your PIN by dialing *894# and selecting “Forgot PIN.”

C. USSD Code Not Working

• Ensure you’re dialing *894# correctly.
• Try using a different phone if the issue persists.
• Contact FirstBank customer care (0700FIRSTCONTACT) for help.

Frequently Asked Questions (FAQs)

Can I use FirstBank USSD codes without an ATM card?

Yes, you only need a registered phone number and a 4-digit PIN.

Is there a transaction limit for USSD transfers?

Yes, the daily limit is usually ₦100,000 (can be increased via FirstBank branch request).

Can I use First Bank USSD abroad?

No, the service works only on Nigerian networks.

How do I change my USSD PIN?

Dial *894#, select “Change PIN”, and follow the prompts.

Are there charges for using First Bank USSD codes?

Yes, a small fee (₦6.98 per transaction) applies for transfers.

Conclusion

First Bank transfer codes (*894#) provide a fast, secure, and convenient way to perform banking transactions without internet access. Whether you need to transfer money, check your balance, buy airtime, or pay bills, USSD banking makes it easy.

By following this guide, you can maximize the benefits of FirstBank’s USSD service while staying safe from fraud. If you encounter any issues, contact FirstBank customer support for assistance.

Start using *894# today and enjoy seamless banking on the go!