UBA Transfer Codes Ussd List: United Bank for Africa (UBA) offers a convenient and efficient USSD banking service known as “Magic Banking,” accessible via the shortcode *919#. This service enables customers to perform a wide range of banking transactions directly from their mobile phones without the need for an internet connection, making banking accessible anytime and anywhere.
Key Phrases
- UBA ussd codes
- UBA Transfer Codes
- UBA Code to Other Banks
- UBA USSD Codes for Loan, Airtime Purchase, BVN, ATM Card Block, and Data
- Benefits and Features of UBA USSD Codes
- How to Block and Unblock UBA USSD Code
- How to Create UBA Transfer Pin
- How to Register UBA Code Without ATM Card
- Requirements to Activate UBA USSD Code
UBA Transfer Codes Ussd List
To begin using UBA’s USSD banking services, customers need to activate the service on their mobile phones. The activation process is straightforward and involves the following steps:
1.Ensure Prerequisites: Before activation, customers must have:
•A UBA account
•A mobile phone with the number registered with the bank
2.Dial the Activation Code: On the mobile phone registered with UBA, dial *919#.
3.Follow Prompts: After dialing, follow the on-screen prompts to complete the activation. This typically involves selecting your card type, entering the card’s expiry date, choosing the account number for transactions (if you have multiple accounts), and setting up a four-digit PIN for transaction authorization.
4.Confirmation: Once the process is completed, you will receive a confirmation message indicating that the USSD service has been activated on your number.
Key Functions of UBA’s USSD Code
The *919# code offers a multitude of banking services, ensuring that customers can manage their finances conveniently. Some of the key functions include:
1.Funds Transfer:
•Within UBA: To transfer money to another UBA account, dial *9193RecipientAccountNumber*Amount#. For example, to send ₦2000 to account number 0987654321, you would dial *91930987654321*2000#.
See Also: Access Bank Customer Care
•To Other Banks: For inter-bank transfers, dial *9194RecipientAccountNumber*Amount#, select the recipient’s bank from the list provided, and confirm the transaction with your PIN.
2.Airtime Purchase:
•For Self: To recharge your own line, dial *919*Amount#. For instance, to recharge ₦500, dial *919*500#.
•For Others: To buy airtime for another number, dial *919AmountRecipientPhoneNumber#. For example, to send ₦500 to 08012345678, dial *91950008012345678#.
3.Account Balance Inquiry:
•To check your account balance, simply dial *919*00# and follow the prompts.
4.Bill Payments:
•The USSD code allows for the payment of various bills, including utilities and subscriptions. To pay bills, dial *919#, select the ‘Pay Bills’ option, choose the service provider, and follow the prompts to complete the payment.
5.Mini Statement:
•To receive a mini statement of your account, dial *919*18#.
6.ATM Cardless Withdrawal:
•To perform a cardless withdrawal at a UBA ATM, dial *91930Amount# and follow the prompts to receive a withdrawal code.
Security Measures
While USSD banking offers convenience, security is paramount. UBA has implemented several measures to protect customers:
•PIN Protection: Transactions require a four-digit PIN, known only to the customer. This PIN is set during the activation process and is necessary for authorizing transactions.
•Session Timeouts: USSD sessions are designed to time out after a short period of inactivity, reducing the risk of unauthorized access if the phone is left unattended.
•Limited Transaction Amounts: There are daily limits on transaction amounts to mitigate potential losses in case of unauthorized transactions.
Advantages of Using UBA’s USSD Service
The introduction of the *919# USSD code brings numerous benefits to UBA customers:
•Accessibility: Customers can perform banking transactions anywhere and anytime, without the need for internet connectivity.
•Speed: Transactions are processed in real-time, ensuring immediate updates to account balances and swift completion of services.
•Cost-Effective: USSD transactions typically incur minimal charges compared to traditional banking methods, making it a cost-effective solution for many customers.
•User-Friendly: The service is designed to be intuitive, with straightforward prompts that guide users through each transaction.
Additional Banking Codes and Information
Beyond the USSD code, UBA utilizes other codes and identifiers to facilitate various banking operations:
1.SWIFT Code:
•For international transactions, UBA’s SWIFT code is UNAFNGLA.
2.Sort Code:
•Each UBA branch has a unique sort code used for identifying the branch in financial transactions. Customers can obtain their branch’s sort code by contacting the bank or checking their account details.
Frequently Asked Questions (FAQs) About UBA Transfer Codes & USSD Banking
1. What is the UBA USSD code for banking transactions?
UBA’s USSD banking code is *919#, also known as “UBA Magic Banking.” It allows customers to perform banking transactions such as money transfers, airtime purchases, bill payments, and more.
2. How do I activate UBA’s USSD banking service?
To activate UBA’s USSD banking:
•Dial *919# on your registered phone number.
•Follow the on-screen instructions to set up your transaction PIN.
•Once completed, you will receive a confirmation message.
3. How do I transfer money using UBA USSD codes?
•To a UBA account: Dial *9193RecipientAccountNumber*Amount# and confirm with your PIN.
•To other banks: Dial *9194RecipientAccountNumber*Amount#, select the recipient’s bank, and confirm the transaction.
4. How do I check my account balance?
Dial *919*00#, enter your PIN, and your account balance will be displayed.
5. How can I buy airtime with UBA’s USSD code?
•For yourself: Dial *919*Amount# (e.g., *919*500# for ₦500 airtime).
•For others: Dial *919AmountRecipientPhoneNumber# (e.g., *91950008012345678#).
6. Can I pay bills using UBA’s USSD service?
Yes. Dial *919#, select the “Pay Bills” option, choose the service provider, and follow the prompts to complete your payment.
7. How do I reset my USSD PIN if I forget it?
Dial *919#, select the “Reset PIN” option, and follow the instructions. You may need to verify your identity using your BVN or debit card details.
8. Is there a daily limit for USSD transactions?
Yes. The daily transfer limit for UBA USSD transactions is typically ₦100,000, but you can increase it by visiting a UBA branch.
9. Can I use UBA USSD banking on any phone?
Yes. The USSD service works on all mobile phones, including feature phones and smartphones, as long as the phone number is linked to your UBA account.
10. Does USSD banking require an internet connection?
No. USSD banking works without internet access, making it available in areas with poor network connectivity.
11. What should I do if I lose my phone?
If you lose your phone, immediately contact UBA customer service to disable USSD transactions on your number to prevent unauthorized access.
12. Can I use UBA’s USSD service outside Nigeria?
No. The USSD service is only available within Nigeria. However, you can use UBA’s mobile app or online banking services while abroad.
13. How secure is UBA USSD banking?
UBA ensures security through:
•PIN authentication for all transactions.
•Session timeouts to prevent unauthorized access.
•Transaction limits to reduce fraud risks.
Customers should never share their PIN with anyone.
14. Can I disable USSD access to my account?
Yes. You can disable USSD banking by contacting UBA customer service or visiting a branch.
15. How can I contact UBA for more inquiries?
•Customer care hotline: 0700 2255 822 (UBA CFC).
•Email support: cfc@ubagroup.com.
•Social media: UBA is active on Twitter, Facebook, and Instagram.
•Physical branches: Visit any UBA branch for further assistance.
Would you like any additional details?
Conclusion
UBA’s *919# USSD banking service exemplifies the bank’s commitment to leveraging technology to enhance customer convenience. By providing a wide array of banking services accessible from any mobile phone without the need for internet connectivity, UBA ensures that customers can manage their finances effortlessly and securely.
