How to transfer money from Keystone Bank to Opay in 2025

How to transfer money from Keystone Bank to Opay: As the banking sector embraces digitalization, fintech platforms like Opay are growing rapidly and gaining more users.

For Keystone Bank account holders, knowing how to securely and easily send money to fintech platforms like Opay, one of Nigeria’s most popular options, is essential.

This blog post offers a detailed guide on the methods available to send money from your Keystone Bank account to an Opay account. By following the outlined steps, you can enjoy seamless and hassle-free transactions.

Here are some of the Keywords in this article

Keyword

1. How to Transfer Money From Keystone Bank to Opay Using Internet banking
2. How to Transfer Money From Keystone Bank to Opay Using USSD code
3. Transfer Money From Keystone Bank to Opay Using Mobile App
4. How to Transfer Money From Keystone Bank to Opay Using ATM card
5. How to add money from Keystone Bank using Opay app

See also: FCMB Mobile App: How to Download and Activate FCMB Bank App

How to Transfer Money From Keystone Bank to Opay Using Internet banking

To transfer money from Keystone Bank account to opay via online banking, follow these well detailed step by step procedure:

1. Log into your Keystone Bank internet banking platform
2. On the main page, find the menu for “Transfer” and click on it
3. Click on the option to transfer to “other bank”
4. Enter the Opay account number in the required space
5. Enter the amount you want to transfer 
6. Enter your transfer pin when required

Your money would be transferred once it is processed by your bank

How to Transfer Money From Keystone Bank to Opay Using USSD code

To send money from Keystone Bank account to opay via the Keystone Bank code, follow these well detailed step by step procedure:

See Also: How to generate zenith bank token using ussd

1. Open your phone dialer and dial *7111# with the sim card linked to your Keystone bank account
2. Pick option to “transfer money”
3. Pick the option to transfer to “Other Bank”
4. Select Opay as the destination bank
5. Enter your Transfer pin to complete transaction

Your money would be transferred once it is processed by your bank.

Transfer Money From Keystone Bank to Opay Using Mobile App

To send money from Keystone Bank account to opay via the Keystone Bank mobile app, follow these well detailed step by step procedure:

1.  If you do not have the app, go to your App store for IOS and Play store for Android users to download “Keystone Bank app”
2. Register and activate if you are a new users
3. Login with your username and password if you have an account already
4. Click on “transfer” on the menu options
5. Select Opay as destination bank
6. Enter the recipient Opay account number
7. Enter the amount you want to send
8. Enter your transfer PIN to confirm the transfer

Your money would be transferred once it is processed by your bank.

How to Add Money to Opay From Keystone Bank Using Opay app

To add money from Keystone Bank account to opay by generating a direct ussd code on your opay app, follow these well detailed step by step procedure:

1. Log in the recipient opay account on the mobile app
2. On the main menu, click on “add money” option
3. Click on the “Bank USSD” option
4. Select Keystone Bank in the list of banks
5. Input the specific amount you wish to transfer and click on “Continue”
6. A unique code will be displayed on the screen and a countdown of 5-minutes
7. Click on “tap to dial” or copy the code to your phone dialer and dial it
8. Follow the onscreen prompt to finish the transaction

You can check your opay account to confirm the transfer.

See Also:  Access Bank Customer Care

Note that you can only use the unique code within 5-minute. You can make another request immediately.

How to send Money from Keystone Bank to Opay via Keystone Bank branch

To send money from Keystone Bank account to opay by visiting nearest Keystone Bank branch, follow these well detailed step by step procedure:

1. Go to any Keystone Bank branch
2. Go to the customer care counter and request for “interbank transfer slip”
3. Fill the form and submit back to the customer care representative

Your transfer will be done once they process it.

FAQs on Keystone Bank Transfer to Opay

How can I transfer money from Keystone Bank to Opay?

You can send money from your Keystone Bank account to Opay by using the Keystone Bank mobile app or USSD code to make a payment to the Opay account number.

Is it possible to transfer money from Keystone Bank to Opay without internet access?

Yes, you can use the Keystone Bank USSD code (e.g., *7111#) to make transfers without internet access.

Do I need to add Opay as a beneficiary in Keystone Bank?

No, you don’t need to add Opay as a beneficiary. You can directly send money to an Opay wallet using the account number or Opay mobile number.

What are the fees for sending money from Keystone Bank to Opay?

The transfer fees may vary depending on the amount. Typically, Keystone Bank charges a small fee for transfers, but you should confirm the exact fee through their platform.

How long does it take for a Keystone Bank transfer to reflect in Opay?

Transfers from Keystone Bank to Opay are usually instant, but in rare cases, they may take a few minutes to reflect.

What details do I need to make a Keystone Bank transfer to Opay?

You will need the recipient’s Opay account number or mobile number to make the transfer.

Can I use Keystone Bank internet banking to transfer money to Opay?

Yes, you can use Keystone Bank’s internet banking platform to send money to an Opay account by selecting the ‘Other Banks’ payment option.

Is there a limit to how much I can transfer from Keystone Bank to Opay?

Yes, there are transfer limits, which depend on the type of Keystone Bank account and the method you are using (USSD, app, or internet banking).

Can I transfer money to Opay from my Keystone Bank savings account?

Yes, you can transfer money from both savings and current accounts at Keystone Bank to Opay.

What should I do if the transfer from Keystone Bank to Opay fails?

If your transfer fails, you should check your internet connection, verify the recipient details, and try again. If the issue persists, contact Keystone Bank customer support for assistance.

Summary

Transferring money from Keystone Bank to Opay in 2025 is easy, with several convenient options available. You can use Keystone Bank’s internet banking, USSD code (*7111#), or the mobile app to send money quickly and securely. Simply enter the recipient’s Opay account number, specify the amount, and confirm the transaction with your PIN for a smooth process.

Alternatively, you can add funds to an Opay account through the Opay app by generating a USSD code, or visit a Keystone Bank branch to make an interbank transfer. These options offer flexibility, ensuring Keystone Bank users can easily send money to Opay, one of Nigeria’s top fintech platforms.