How to transfer money from Heritage Bank to Opay in 2025

How to transfer money from Heritage Bank to Opay: As the banking sector continues to embrace digitalization, fintech platforms like Opay are rapidly expanding and attracting a growing number of users.  

For Heritage Bank account holders, it’s important to know how to securely and easily send money to these fintech banks, particularly Opay, which is one of the most popular fintech platforms in Nigeria.  

This blog post provides a comprehensive guide on the various methods available to send money from your Heritage Bank account to an Opay account. By following the steps outlined here, you’ll be able to carry out seamless transactions with ease.

Here are some of the Keywords in this article

Keyword

1. How to Transfer Money From Heritage Bank to Opay Using Internet banking
2. How to Transfer Money From Heritage Bank to Opay Using USSD code
3. Transfer Money From Heritage Bank to Opay Using Mobile App
4. How to Transfer Money From Heritage Bank to Opay Using ATM card
5. How to add money from Heritage Bank using Opay app

See similar post: How to transfer money from First Bank to Opay

How to Transfer Money From Heritage Bank to Opay Using Internet banking

To transfer money from Heritage Bank account to opay via online banking, follow these well detailed step by step procedure:

1. Log into your Heritage Bank internet banking platform
2. On the main page, find the menu for “Transfer” and click on it
3. Click on the option to transfer to “other bank”
4. Enter the Opay account number in the required space
5. Enter the amount you want to transfer 
6. Enter your transfer pin when required

Your money would be transferred once it is processed by your bank

How to Transfer Money From Heritage Bank to Opay Using USSD code

To send money from Heritage Bank account to opay via the Heritage Bank code, follow these well detailed step by step procedure:

See Also: How to generate zenith bank token using ussd

1. Open your phone dialer and dial *745# with the sim card linked to your access bank account
2. Pick option to “transfer money”
3. Pick the option to transfer to “Other Bank”
4. Select Opay as the destination bank
5. Enter your Transfer pin to complete transaction

Your money would be transferred once it is processed by your bank.

Transfer Money From Heritage Bank to Opay Using Mobile App

To send money from Heritage Bank account to opay via the Heritage Bank mobile app, follow these well detailed step by step procedure:

1.  If you do not have the app, go to your App store for IOS and Play store for Android users to download “Heritage Bank app”
2. Register and activate if you are a new users
3. Login with your username and password if you have an account already
4. Click on “transfer” on the menu options
5. Select Opay as destination bank
6. Enter the recipient Opay account number
7. Enter the amount you want to send
8. Enter your transfer PIN to confirm the transfer

Your money would be transferred once it is processed by your bank.

How to Add Money to Opay From Heritage Bank Using Opay app

To add money from Heritage Bank account to opay by generating a direct ussd code on your opay app, follow these well detailed step by step procedure:

1. Log in the recipient opay account on the mobile app
2. On the main menu, click on “add money” option
3. Click on the “Bank USSD” option
4. Select Heritage Bank in the list of banks
5. Input the specific amount you wish to transfer and click on “Continue”
6. A unique code will be displayed on the screen and a countdown of 5-minutes
7. Click on “tap to dial” or copy the code to your phone dialer and dial it
8. Follow the onscreen prompt to finish the transaction

You can check your opay account to confirm the transfer.

See Also:  Access Bank Customer Care

Note that you can only use the unique code within 5-minute. You can make another request immediately.

How to send Money from Heritage Bank to Opay via Heritage Bank branch

To send money from Heritage Bank account to opay by visiting nearest Heritage Bank branch, follow these well detailed step by step procedure:

1. Go to any Heritage Bank branch
2. Go to the customer care counter and request for “interbank transfer slip”
3. Fill the form and submit back to the customer care representative

Your transfer will be done once they process it.

FAQs on Heritage Bank Transfer to Opay

How can I transfer money from Heritage Bank to Opay?

You can send money from your Heritage Bank account to Opay by using the Heritage Bank mobile app or USSD code to make a payment to the Opay account number.

Is it possible to transfer money from Heritage Bank to Opay without internet access?

Yes, you can use the Heritage Bank USSD code (e.g., *745#) to make transfers without internet access.

Do I need to add Opay as a beneficiary in Heritage Bank?

No, you don’t need to add Opay as a beneficiary. You can directly send money to an Opay wallet using the account number or Opay mobile number.

What are the transfer fees for sending money from Heritage Bank to Opay?

The transfer fees may vary depending on the amount. Typically, Heritage Bank charges a small fee for transfers, but you should confirm the exact fee through their platform.

How long does it take for a Heritage Bank transfer to reflect in Opay?

Transfers from Heritage Bank to Opay are usually instant, but in rare cases, they may take a few minutes to reflect.

What details do I need to make a Heritage Bank transfer to Opay?

You will need the recipient’s Opay account number or mobile number to make the transfer.

Can I use Heritage Bank internet banking to send money to Opay?

Yes, you can use Heritage Bank’s internet banking platform to send money to an Opay account by selecting the ‘Other Banks’ payment option.

Is there a limit to how much I can transfer from Heritage Bank to Opay?

Yes, there are transfer limits, which depend on the type of Heritage Bank account and the method you are using (USSD, app, or internet banking).

Can I transfer money to Opay from my Heritage Bank savings account?

Yes, you can send money from both savings and current accounts at Heritage Bank to Opay.

What should I do if the transfer from Heritage Bank to Opay fails?

If your transfer fails, you should check your internet connection, verify the recipient details, and try again. If the issue persists, contact Heritage Bank customer support for assistance.

Summary

Transferring money from Heritage Bank to Opay is straightforward, thanks to multiple convenient methods. You can use Heritage Bank’s internet banking, USSD code (*745#), or the mobile app to send funds quickly and securely. Each platform requires basic steps like entering the recipient’s Opay account number, specifying the amount, and confirming the transaction with your PIN, ensuring a seamless experience.  

Alternatively, you can add money to an Opay account using the Opay app by generating a USSD code or visit a Heritage Bank branch to initiate an interbank transfer. These options provide flexibility, making it easy for Heritage Bank users to transact with Opay, a leading fintech platform in Nigeria.