Access Bank Cardless Withdrawal: Do you need cash and you are not with your ATM card? Access Bank has you covered with its cardless withdrawal service. It’s fast, easy, and secure.
No more worrying about leaving your card at home or misplacing it. With Access Bank, you can withdraw cash straight from the ATM without ever touching your card.
This service is designed to make life simpler. Whether you’re out shopping or in an emergency, you can get your cash with just a few taps on your phone.
All you need is your mobile phone to generate a code for the withdrawal. It’s safe, reliable, and convenient, so you never have to miss out when you need cash.
Whether you’re using USSD or the mobile app, Access Bank ensures that your cardless withdrawal process is smooth. This means quick cash, wherever you are.
In this guide, we’ll walk you through how to use the cardless withdrawal feature step by step. Ready to learn how to access your cash with ease? Let’s get started!
Keywords
- What is Cardless Withdrawal?
- Why use Cardless Withdrawal?
- How do access bank cardless withdrawal
- How to Withdraw from Access Bank with Fingerprint
- Why is my Cardless Withdrawal not Working
- FAQs
- Summary
Similar bank content: How to Download and Activate Access Bank Mobile App
What is Cardless Withdrawal?
Cardless withdrawal is a banking feature that lets you withdraw cash from an ATM without using your debit or credit card. Instead of swiping your card, you simply generate a code from your bank’s mobile app or USSD service.
This option is incredibly helpful if you forget your card, lose it, or just want a more secure way to access cash. Cardless withdrawal reduces the risk of card theft and makes it easy to get money wherever you are.
With cardless withdrawal, all you need is your phone to create a secure withdrawal code. Just enter the code at an ATM, and you’ll have access to your cash instantly, without needing your physical card.
Why use Cardless Withdrawal?
Cardless withdrawal is incredibly convenient, especially when you don’t have your ATM card on hand. With just your phone, you can get cash quickly without needing to worry about carrying a card.
It’s also a safer option, as it reduces the risk of losing your card or having it stolen. Since cardless withdrawal uses secure codes, your money stays protected even if you don’t have a physical card.
Lastly, cardless withdrawal is perfect for emergencies. Whether you’re in a rush or need cash immediately, this service lets you access your money instantly, making banking easier and more flexible.
See Also: Access Bank Customer Care
How to do access bank cardless withdrawal
If you are not with your card and you want withdraw cash, follow these steps below:
- Open your Dialer and dial *903# on the phone number linked to your Access Bank Account
- Pick the Option for ATM Withdrawal
- Follow prompt to enter Amount and your Transfer PIN
- A transaction code that you will use for the withdrawal will be sent to you
- Go to any Access Bank ATM near you
- Choose Option “0” to do Cardless transaction
- Click AccessMoney and follow the prompt to input the needed details
- Input phone number, amount you want to withdraw and the transaction code you received
- Select continue and the ATM should dispense your cash now
How to Withdraw from Access Bank with Facepay Service
You can also use your Access Bank facepay service to withdraw without your Card, follow these steps below:
- Enter your registered mobile number with Access Bank
- Place your face within the camera boundaries
- Select Withdrawal as the transaction type
- Select the account you want to debit
- Enter the amount you want to withdraw
- Collect your cash from the teller
Why is my Cardless Withdrawal not Working
If your cardless withdrawal isn’t working, it might be due to network issues. Mobile banking and USSD services depend on a stable network, so if the connection is weak, the transaction may fail.
Another common reason is entering incorrect codes or PINs. For cardless withdrawals, it’s crucial to follow instructions carefully and enter the right details to complete the transaction successfully.
Lastly, your bank account might have certain restrictions or limits. If you’ve exceeded your daily transaction limit or there’s an issue with your account, the cardless withdrawal may not work. Reaching out to customer service can help resolve these issues quickly.
See also: How to Buy Data from Access Bank
FAQs
Here are ten frequently asked short questions about Access Bank cardless withdrawal and related topics, with concise answers:
How do I make a cardless withdrawal from Access Bank?
Use the Access Bank Mobile App or dial *903# and follow the prompts for cardless withdrawal.
What is the USSD code for Access Bank cardless withdrawal?
Dial *903# to initiate a cardless withdrawal.
Can I withdraw from an Access Bank ATM without my card?
Yes, use *903# or the Mobile App to generate a code for cardless withdrawal.
How do I generate a cardless withdrawal code?
Dial *903#, select “Cardless Withdrawal,” and follow the instructions to get a withdrawal code.
Is there a fee for Access Bank cardless withdrawals?
Yes, standard ATM withdrawal fees apply.
Can I use cardless withdrawal at any ATM?
Only Access Bank ATMs and select partner ATMs support cardless withdrawals for youe ACcess bank account.
How long is the cardless withdrawal code valid?
The code is typically valid for 24 hours.
How much can I withdraw using Access Bank cardless withdrawal?
The daily limit varies, but generally, you can withdraw up to ₦20,000 per transaction.
Can someone else withdraw for me using my code?
Yes, if you share the code, but it’s recommended to keep it private for security reasons.
Summary
Access Bank’s cardless withdrawal service in 2025 allows customers to access cash from an ATM without a physical debit card. By generating a secure transaction code through the bank’s USSD code (*903#) or mobile app, users can withdraw cash simply by entering this code at an Access Bank ATM. This service is especially helpful for those who may have forgotten their card or need a quick, secure way to access cash.
The cardless withdrawal feature is designed for convenience and security, minimizing risks associated with lost or stolen cards. Additionally, Access Bank offers Facepay, a facial recognition service for cash withdrawals, providing even more flexibility. If users face issues with cardless withdrawals, it’s often due to network connectivity, incorrect codes, or account limits; contacting customer service can help resolve these issues promptly.
