How to Generate FCMB Token Code: With the rise in cyber threats and bank fraud, banks are constantly finding ways to secure their customers’ accounts, and FCMB is no exception. Like other banks, FCMB aims to enhance the safety of its customers’ banking activities. To achieve this, they have introduced a token code in addition to the regular transfer PIN.
This token code is a unique, one-time-use PIN or password available only to authorized account owners. It allows customers to carry out various banking transactions securely, including money transfers and other sensitive operations.
A common question from account holders is: how can they get the token? The answer is right here in this blog post. Be sure to read to the end so you don’t miss any important details.
Before we dive into how to generate an FCMB token, it’s important to first understand what an FCMB token is and how it works. Let’s take a closer look!
Keyword
- How to Generate FCMB Token Code
- What is FCMB Token Code
- Types of FCMB Token
- Requirements to Activate FCMB Token
- How to Download FCMB eToken app
- How to Activate FCMB Token
- How to Generate FCMB Soft Token
- FAQs on FCMB token
What is FCMB Token Code?
The FCMB Token Code is a security tool introduced by FCMB to enhance the safety of online banking. It’s a small device that generates a unique and temporary security code, also called a “token code” or “one-time password” (OTP). This code is required to complete specific transactions, especially money transfers or other sensitive activities on FCMB’s online or mobile banking platforms.
When you initiate a transaction requiring extra security, the FCMB Token creates a unique code for you to enter. This code is time-sensitive, changes with every transaction, and is valid for only a short period, adding an extra layer of protection to your account.
To make online banking more secure and convenient, FCMB offers two ways to generate tokens for its customers. Let’s explore the different types of tokens available.
Types of FCMB Token
Like i said earlier, there are two types of tokens available:
- Hard Token: This involves a physical device that generates a token whenever you need it. With this device, you can always produce tokens on demand. You can get this device from any FCMB branch near you.
- Soft token: The FCMB Soft Token is a mobile app feature that generates secure one-time passwords (OTPs) for authorizing online transactions. It provides an added layer of security by producing unique, time-sensitive codes directly on your smartphone as SMS or email.
Requirements to Activate FCMB Token
If you want to activate your FCMB token, you must have the following requirement ready:
- You must have an active account with FCMB
- FCMB eToken app
- Hardware token, Debit card, or Quick Access
- A valid identity card like driver’s license, NIN Card etc..
- A sum of N2,625 activation fee in your FCMB Bank Account
Let’s look at how to generate both hard and soft token!
How to Download FCMB eToken app
- Go to Play store on your android device or App store on your IOS Device
- Search “FCMB Online Token”
- Download and install the app on your device
After downloading the app, you will need to register as a new user. Here is how to register on FCMB online token app
How to Generate on FCMB Online Token App
To generate eToken on FCMB App, follow these simple steps highlighted below:
See Also: Access Bank Customer Care
- Login into your FCMB online token app
- Locate and click on the Utilities in the menu options
- Click on “Online Mobile token” option
- Select account for deduction of activation code
- Input your transaction password and authentication code
- Select “Process Request” to finalize your registration
- Your Account will be debited a total sum of N2,625 and “Token Registration successful” message will be sent shortly
- Your Activation details will be displayed on the screen
- A 10-digits Serial Number
- A 21-digits Activation codes
- Customer ID
- QR code if your phone can scan
- Close and Relaunch the app
- Choose the option either “scan the QR Code” or Enter New User details”
- Follow on-screen prompt and click “Activation”
- Registration is completed and your Token app is ready for use.
How to Generate FCMB Hard Token
To use the hard token option:
- Go to the any FCMB branch with the requirements mentioned earlier
- Request for “Token Form” from the customer support counter
- Fill the form correctly and submit with the required information
- After necessary review, you will be notify once your account has been activated
- A total sum of N2,625 will be deducted as activation fee.
Now you can keep your account safer with your token.
FAQs on FCMB token
How do I get my FCMB token?
FCMB token is provided upon request at a branch or through your Relationship Officer.
How can I get FCMB token form?
The FCMB token application form is available at the FCMB branch via the customer service counter.
What is FCMB USSD?
*329# is the USSD banking solution that gives you access to FCMB services with only your mobile phone.
Can I put password for the FCMBOnline token App?
Yes. You can password the app if you wish.
What happens if I change my phone or forget the app password?
Please download the app and visit the any FCMB branch to get your token reactivated. You can also use the forgot password option on the app or contact their customer care to get it sorted.
Summary
FCMB has introduced token codes to enhance the security of online banking amidst rising cyber threats and bank fraud. The FCMB token code is a one-time password (OTP) available only to authorized account holders for various banking activities, such as money transfers. This OTP adds a dynamic, time-sensitive layer of protection to make it more difficult for unauthorized individuals to access accounts. FCMB offers both hard tokens, which are physical devices generating OTPs, and soft tokens, a mobile app feature that produces secure OTPs directly on a smartphone.
To generate an FCMB token, customers can choose between hard and soft tokens. You can get the hard token by visiting an FCMB branch and requesting a token form. After submission and a review process, they will activate account with a fee of N2,625. For the soft token, customers need to download the FCMB eToken app from the Play Store or App Store, register their device, and follow the on-screen instructions to activate the token. Both methods ensure enhanced security for online transactions, protecting customers’ financial information.
If you have any question or complaints on How to generate FCMB token code, please contact FCMB customer support team
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